The West Coast Credit Union Innovation & Investment Summit
Two days. The credit union movement's investors, operators and founders in one room. Twelve companies pitch to funds that actually invest. Leave with deals, pilots and partners, not a notebook.
Reseda built the model in Detroit: a credit union investment group that puts credit union executives and the fintechs it backs in one room for two days. CATALYST brings that model to the West Coast, convened by the two West Coast CUSOs that invest on behalf of their credit unions and their members: Mission Fed Services and One Washington Financial.
This is not a vendor conference. Founders are invited, not sold booths. Credit unions come to see what the funds have already backed and to put their own unsolved problems in front of the people who can build the answers. Investors come to compare notes, syndicate and find the next portfolio company.
Every fund in the room invests in early-stage companies serving credit unions. Every founder in the room has been vetted by at least one of them. That single filter changes every conversation that follows.
By Thursday evening the CUSOs share a read on twelve companies, the credit unions hold a shortlist of pilots, and the founders have investor feedback and a next meeting on the calendar. What gets built here is deal flow.
"Credit unions have the capital, the members and the problems. Founders have the speed. What has been missing on the West Coast is the room where the three meet on purpose."
CATALYST creates that room deliberately. The Presidio is not an accident: take investors, operators and founders out of their offices, place them inside one of the most beautiful settings in the country, and give them two uninterrupted days together. What gets started here gets funded, piloted and built.
The investors in the room are not panelists. They run funds with portfolios, boards and returns to answer for. The founders are not exhibitors. They are guests who earned the invitation. The credit union executives are not an audience. They bring the problems that set the agenda.
A growing number of credit unions now run their own investment organizations, deploying capital into the fintechs their members will use next. They meet at each other's events, one at a time. CATALYST is the West Coast summit built for them to meet together, around a stage that belongs to founders.
CATALYST is convened by Mission Fed Services, the service organization of Mission Federal Credit Union in San Diego, and One Washington Financial, the fintech investment CUSO of WSECU in Olympia. Both invest in early-stage companies serving credit unions, and both attend the Reseda Summit in Detroit every year. CATALYST is the West Coast room they decided to build themselves.
It is the summit the conveners wished existed on their side of the country: built by credit union investors, for investors, operators and founders, with every element of the format reflecting that.
Drawn from the conveners' current portfolios · Final showcase lineup set by the convening funds
The Presidio is your home base — 1,500 acres of national park where you sleep, meet, run, and think. Each evening you leave campus and go deeper into San Francisco: North Beach on Wednesday, the Mission on Thursday. Click any pin. See what's waiting.
"The impediment to action advances action. What stands in the way becomes the way."
— Marcus Aurelius, Meditations
The Presidio is 1,500 acres of forest, bay views, and historic architecture at the foot of the Golden Gate Bridge — and for two days in October, it belongs to you. You sleep here, you meet here, you walk here in the mornings. There is no convention center, no airport hotel, no commute. Everything is on a single campus, and that campus happens to be one of the most beautiful places in America.
High ceilings, direct Golden Gate views, an outdoor terrace, and the kind of light that makes ideas feel worth having. The main stage runs in the main hall: the opening session, the portfolio showcase and both flights of the pitch. The afternoon opt-in tracks break into dedicated rooms. The full program happens here, a five-minute walk from both hotels.
Elevated Mediterranean on the edge of the Presidio, with a terrace patio overlooking Tunnel Tops park. Flatbreads, mezze, octopus, and a serious wine list. Hosted lunches, the Thursday Deal Room and on-property gatherings at CATALYST happen here. The Presidio provides the backdrop; Dalida provides the meal.
A converted 1897 Army barracks with 42 rooms, Bay and Golden Gate views from the upper floors, and the unhurried social atmosphere of a place that was built for people to live in, not just pass through. Evening wine and cheese, all-day coffee, complimentary bikes. The kind of hotel where the conversation from dinner continues in the lobby.
Converted 1903 officers' quarters — quieter and more residential than the Lodge, with rocking chair porches that look out over the parade ground and an evening fire pit that pulls people in from the dark. Two minutes from the Lodge on foot, which turns out to be exactly the right distance at the end of a long day.
Before dinner, before introductions, before the program begins — there is this. Tunnel Tops is 14 acres of national park built atop the Presidio Parkway tunnels, designed by the firm behind NYC's High Line, with the most unobstructed views of the Golden Gate in the city. The Western Lawn and Campfire Circle is five minutes from both hotels. As you arrive on Tuesday evening, this is the first thing you see. It tells you immediately: this is not a hotel ballroom event.
The reception has a structure. Each attendee arrives to a single prompt: "What's the one problem at your credit union you'd fund a company to solve, and why hasn't anyone?" No presentations. No name badges with titles. Just a campfire, a question, and 40 people who are serious enough to have shown up a day early. Piccino is three minutes away. Dinner follows at 7:30 PM.
"You have power over your mind, not outside events. Realize this, and you will find strength."
— Marcus Aurelius, Meditations
Sessions start at 9:30 AM — deliberately. The Stoics believed that how you begin the day is how you live it. The Presidio is one of the most extraordinary outdoor environments in America, and it begins directly outside your hotel door. The mornings belong to you.
A private session for CATALYST attendees on the Main Parade Lawn with the Golden Gate at first light. Arranged in partnership with Baptiste Power Yoga at 38 Mesa St inside the Presidio — a heated Vinyasa community with deep Presidio roots, rated among the city's best. Mats provided. Show up as you are.
Optional · Meet at Lodge front steps · Mats provided
A guided yoga hike through the Presidio's forest and bluff trails — 90 minutes of movement, pausing at overlooks for yoga and breath work. Old-growth cypress and eucalyptus, Bay views that open without warning. Running shoes, no mat. This is the session people will still be talking about in December.
Optional · Max 12 · Reserve at check-in the evening before
Five minutes north puts you on the Crissy Field promenade — a wide, flat bayfront path from the restored tidal marsh all the way to Fort Point at the base of the Golden Gate. The full out-and-back is approximately 5 miles. The bridge is visible the entire way. Route card at the front desk.
Self-guided · Route maps at concierge
The pedestrian entrance is a 15-minute walk from the Lodge. The bridge opens at 5 AM. Walking to the midspan — 1.7 miles return — on a Tuesday morning in October, with the Marin Headlands unfolding north and the city behind you, is one of the best things a person can do. Bring a layer.
Self-guided · 15-min walk from Lodge · Free
14 acres of national park built atop Highway 101 tunnels, designed by the firm behind NYC's High Line. Campfire circles, walking paths, Golden Gate views, and food trucks. A morning coffee walk that defies description. Free, open daily.
Forest, coastal bluffs, and meadow — trailheads steps from the front door. The Tennessee Hollow Watershed trail, the Ecology Trail, and Batteries to Bluffs are favorites. A graded trail map is at the Lodge concierge.
The restored wetland marsh at Crissy Field at dawn — herons, pelicans, the bridge emerging from fog. Some mornings the wisest thing a leader can do is sit with the water and think. The insight is your own.
Every decision about format, schedule, seating and programming flows from four commitments. They are not policies. They are a philosophy made visible in practice.
No fund sits with its own portfolio. Dinner assignments, Connection Circle groups and lunch tables put an investor, an operator and a founder together every time, and never the same three twice.
No booths, no exhibit hall, no sponsored keynotes. Founders pitch to people who write checks and sign pilots. Investors show their portfolios, not their logos. Nobody in the room is there to be sold to.
The Stoics practiced the daily examen, a deliberate review of what occurred and what it meant. Connection Circles are that practice made social. The best read on a company doesn't arrive during the pitch. It arrives in the ten minutes after it.
Twelve companies pitch because the convening funds selected them, not because they bought a package. The room's attention is the currency here, and it is not for sale.
Between every major session, the room doesn't just break for coffee. It breaks into purpose. Small, curated groups of 6–8 convene for a 20-minute facilitated exchange on the session's central question. Groups rotate across the two days — by end of Day Two, every attendee will have had a real conversation with roughly 40% of the room.
A keynote concludes with a single sharp question posed to the room — the prompt for the circle that follows.
Pre-assigned groups of 6–8 find their table — cross-functional, cross-institutional, never the same group twice.
20 minutes of structured exchange — one insight, one challenge, one commitment per person. Then the room reconvenes.
Circle assignments change with every break — curated so you never repeat a group and always sit with someone whose background complements your blind spots. By end of Day Two, you'll have had a substantive conversation with people you'd never have found on your own at a conventional conference.
Two West Coast credit union investment CUSOs convene CATALYST. Each runs a fund, a portfolio and a point of view on what credit unions need next. They open the program, sit on the pitch panel and host the syndication roundtable. Behind them, a working team turns two days of conversation into pipeline. None of them are here to present. They are here to invest, pilot and build.
Ron leads Mission Fed Services, the holding company CUSO through which Mission Federal Credit Union invests in fintech companies able to partner broadly across the credit union industry. He has run it since 2015 and judges the work the way an investor should: by the return it produces for the credit union and its members, and by whether the company can actually be deployed. At CATALYST he opens the program with the conveners and anchors the investment committee.
Scott manages One Washington Financial's investment fund dedicated to early-stage fintech CUSOs. With more than 25 years in the credit union industry, he has launched multiple CUSOs, executed more than 20 direct investments and serves on Curql's investment committee. OWF, wholly owned by WSECU, backs founders creating the future of credit union innovation. At CATALYST he hosts the syndication roundtable: how funds co-invest, and what founders should expect from credit union capital.
The conveners score every pitch on the same sheet an investment committee would use: problem, product, traction, team, credit union fit and the ask. Additional credit union investment funds and fintech-focused investors are invited to join the panel, and the credit union executives in the room score alongside it, because they are the customers.
A one-page brief on every pitching company, prepared before the summit: traction, credit union references, capital structure, integration footprint. Investors and executives walk into each pitch already informed, so the fifteen minutes go to the questions that matter.
When a credit union and a founder find a fit, a pilot architect sits down with both and scopes a 90-day pilot on the spot: the use case, the data needed, the owner on each side and the number that defines success. It leaves the room as a one-page agreement in principle.
Standard structures for credit union capital explained plainly: CUSO units, convertible notes, SAFEs, warrants, and how several funds share one term sheet. CUSO counsel on call for the questions that come up when two funds decide to move together.
By end of Day Two, both CUSOs have a shared read on twelve companies, every credit union has a shortlist of pilots, and every founder has a next meeting on the calendar.
"Begin at once to live, and count each separate day as a separate life."
— Seneca, Letters to Lucilius
The pitch is the centerpiece, not an afterthought. Twelve companies, selected by the convening funds from open applications, pitch on Thursday morning to a panel that actually invests: eight minutes to pitch, seven minutes of investor questions. The credit union executives in the room score alongside the panel, because they are the customers. On Wednesday, the conveners' existing portfolio companies show what they have built and what it took to deploy inside a credit union.
Wednesday: the Portfolio Showcase, companies the conveners have already backed, 15 minutes each. Thursday: The Pitch, twelve invited companies in two flights of six, scored by the investment committee.
Eight minutes to pitch: the problem, the product, the traction, the ask. Seven minutes of questions from the investment committee and the room. No slides required. Product welcome.
The CEO pitches. Not the head of sales, not the agency. The room is deciding whether to back a person as much as a product, and it will remember substance over polish.
Companies the conveners have already backed show the product and the credit union results behind it. The room hears what deployment actually took: the integration, the champion inside the credit union, the number that moved. Six companies, 90 minutes.
Selected from open applications by the convening funds. Eight minutes to pitch, seven of questions. Scored on problem, product, traction, team, credit union fit and the ask. The credit union executives in the room score too.
The second flight of six. Best of Show is chosen by the panel and the room together, announced at the closing session, and moves directly into a diligence conversation with the convening funds.
The problem, the product, the traction, the ask. Keep it honest. This room knows the category and has the diligence brief in hand.
Two questions from the investment committee, one from a credit union executive. Seven minutes that separate the prepared from the polished.
Twelve slots. Applications are reviewed by the convening funds. Companies are selected for relevance to credit unions and readiness to deploy, not by the size of a sponsorship. Every founder on the stage is there because the room needs to see what they built.
Sessions start at 9:30 AM. Mornings are yours. The program runs at the Golden Gate Club, five minutes from both hotels. ● Circles ● Main Stage ● Opt-In ● Dinner ● Wellness
Three simultaneous breakout rooms on Wednesday afternoon. Select the track most relevant to your role, or change your mind at the event itself.
Building and governing a credit union investment fund. Diligence on early-stage companies, portfolio support, syndication with other funds, and what the board needs to see. Candid comparison of how the conveners do it.
Running a pilot with an early-stage company without losing a year to procurement. Vendor management for startups, integration reality, measuring impact, and moving from pilot to portfolio-wide.
Selling into credit unions, forming or joining a CUSO, raising from credit union capital, and what a credit union board needs before it says yes. Run by investors and operators who have been on the other side of the table.
Most conferences do one dinner. CATALYST does three — each in a different San Francisco neighborhood, each with new assigned seating, each designed to build relationships that one dinner alone could never produce. By the time you leave Thursday, you will have had a real conversation with nearly everyone in the room.
"The dinner table is where investors, operators and founders stop performing and start talking. Three nights. Three rooms. New seating every time. That's not a perk. That's the program."
Every dinner seat is assigned. You will never be seated next to a colleague or someone from your own organization. A cross-referencing matrix of role, institution size, geography, and expressed interests governs every assignment.
Private vehicles depart from the hotels each evening. The ride to dinner is part of the evening — table conversations often begin in the car.
From the Presidio campus to North Beach to the Mission — three distinctly San Francisco rooms that show the city and give each evening its own character and energy.
The arrival dinner stays inside the Presidio — which is exactly right. Piccino is an Italian kitchen with a wood-burning oven, fresh pastas, and a wine list that rewards exploring. It sits inside the park itself, meaning no vehicles, no transit, and no friction on an evening when people are still arriving from across the country. The walk from both hotels is five minutes. The conversation starts the moment you leave the door.
San Francisco's essential institution — red leather booths, dark wood, an open kitchen that has been feeding the city since 1937. Original Joe's in North Beach is the kind of place where the room is already in full voice when you arrive and the energy lifts the table immediately. Prime rib, seafood, housemade pasta, and an Italian-American menu done with the confidence of a restaurant that doesn't need to prove anything. The right room after a full day of ideas.
Classic films projected on the outdoor courtyard wall as dinner is served — California-Mediterranean food, an open sky, and a room that is alive in exactly the way a closing night should be. Foreign Cinema has been one of the most loved spaces in San Francisco for over two decades. The gallery seats comfortably for a group of 40 to 80, and the full courtyard opens it further. This is the room where the bonds made over two days get cemented over a last glass of wine under the projector light.
"What we do now echoes in eternity."
— Marcus Aurelius, Meditations
Most leaders leave conferences with a notebook full of ideas that never turn into anything. CATALYST is designed around a different promise: every investor, every credit union and every founder leaves with something on the calendar, and says so in front of the room before they go.
Every pitch scored by both convening CUSOs, the guest investors and the credit unions in the room, diligence briefs in hand, and the syndication conversations already started. Best of Show moves directly into diligence with the conveners.
A view of eighteen companies across two days, the ones your peers have already deployed and the ones that pitched, and for the fits you found, a 90-day pilot scoped in the Deal Room with a named owner on each side.
Written scores from an investment committee that actually invests, Deal Room meetings with the funds and credit unions that scored you highest, and introductions that continue after the summit.
An annual room where the funds, the credit unions and the founders meet on purpose. A shared pipeline that compounds year over year, and a stage that founders earn rather than buy.
Bring the capital.
Bring the problems.
CATALYST 2026 attendance is by invitation from the convening partners. Credit unions and investment funds request an invitation. Founders apply for one of twelve pitch slots, reviewed by the convening funds. If you have received an invitation or been referred by a convener, use this form to confirm your interest. We will be in touch within 48 hours.
Twelve pitch slots, reviewed by the convening funds. Selected companies pitch for eight minutes and take seven minutes of investor questions on Thursday morning, then meet the funds and credit unions that scored them highest in the Deal Room.